Investing · Lifestyle Tips · Uncategorized

Why Your Biggest Asset Is Actually You

Why I am taking a year off travel

Greetings fellow financially frustrated friend and welcome back to Broke Today Rich Tomorrow!

When you think about your biggest asset, what’s the first thing that pops to mind?

Is it those Vanguard shares you bought two months ago?

Is it that mini-van you finally paid off?

Or is it your house?

The answer is none of those.

Today, I want us to challenge the idea that your biggest asset is tied to your net worth.

I mean sure, having physical assets is a great way to reach financial freedom, but is this where we should stop?

Of course not!

We should keep going.


Because your biggest asset is actually you.

Now, I know what you’re thinking, my dear FFFF: “Corinne, is this going to be one of those love yourself posts?” you wonder.

No, but in saying that you really should love yourself (because you’re awesome)!

The essence of today’s post resonates in a famous Warren Buffet quote:

“Investing in yourself is the best thing you can do. Anything that improves your own talents; nobody can tax it or take it away from you. They can run up huge deficits and the dollar can become worth far less. You can have all kinds of things happen. But if you’ve got talent yourself, and you’ve maximized your talent, you’ve got a tremendous asset that can return ten-fold.”
-Warren Buffet, 2009

Okay, full disclosure… I may or may not have a crush on Buffet.

Even at 87 years old, his brilliant mind is filled with so much wisdom. The more I learn about him, the more I am dumbfounded by how unique his perspective on life in general is.

I mean, the man is worth over 80 billion dollars and here he is, talking about how one’s biggest asset is themselves.

And the best part?

He’s 100% right.

Quite often, we navigate our financial life with dollar signs in sight.

We spend our hard earned money on so-called “financial instruments” designed to maximise our ROI (return on investment). But do we ever stop and look in the mirror?

I know I never do. Chances are, you probably don’t either.

When it comes to investing in ourselves, we often get a little bit weird with our money.

We tend to stop spending on improving ourselves beyond the typical college degree. Yet, here is one of the richest men in the world telling us that we should be!

The things is, our potential as human beings is uncapped.

This applies to just about anything in life, from our potential to earn, to our potential to love and to our potential to survive.

On the other hand, our potential return on assets is capped.

At best, your typical share portfolio returns an average of 8% a year. Most banks offer you a little over 2.5% interest on your savings. The capital gains on your house can only go up by so much.

But what about your own potential?

Can you increase your earnings by more than 8% a year? Easily, by getting a raise.

Can you increase your cash flows by more than 50% a year? With a bit of work, you could achieve this merely from side hustles.

Can you increase your net worth by whatever crazy percentage you choose in a year? Yes, by putting your mind to it and working hard.

In fact, you can financially achieve just about anything you set your mind by changing your mindset.

Of course, when I say “anything”, I mean within reason. Don’t stick a million dollar check on your vision board and expect things to happen magically, because that’s not how this works.


Tips about money

Instead, my dear FFFF, today is they day you are getting a much-needed promotion.

Congratulations, you have just been upgraded to your most precious asset.

Go on, pat yourself on the back and break out that $5 strawberry champagne. You deserve a toast, because now it’s time to get down to business.

New promotions bring new responsibilities and starting today, you have just become invaluable. Hence, it is time to act accordingly.

With this newly acquired mindset, it is time to change how you feel and act towards yourself, especially when it comes to money.

You are your biggest asset now.

Hence, you are now obliged to invest in yourself continuously so that you may reap the dividends later.

Investing in yourself is unique and personal, and since I don’t know your situation, I can’t exactly tell you what you should be doing. What I can do instead is give you an example of how I do it.

Since treating myself as an asset, a couple of things have changed.

Firstly, I invested in my appearance, when beforehand I would simply buy whatever was cheaper or avoid spending on looks altogether. As an aspiring accountant, I need to look neat and presentable, hence I have invested in some quality wardrobe staples and some decent glasses (essential for looking at numbers all day).

Then, I invested in my education beyond my college degree. I invested in workshops for a wide range of skills, from public speaking, to resume building, to communication and innovative thinking. I’ve read endless self-development books and listened to hundredths of self-help podcasts.

I’ve build up skills outside my comfort zone and learned to do things I absolutely had no clue how to. I’ve invested in myself as a whole person and worked on becoming a better girlfriend, a better student, a better colleague and a better cat mommy.

Lastly, I’ve invested in experiences that helped challenge my thinking and expand my horizon. I think this the most important thing everyone treating themselves as an asset should do. I’ve done this through travel, but you may do this however you choose. Going traveling taught me that there is an entire world out there and that I play only a little part in it. Hence, it is up to me to reach my potential.

That is what the power of changing your mindset can do.

You are your biggest asset.

You are in control of your financial future as your potential for greatness is uncapped.

You can be wealthier, be it financially, spiritually or emotionally, by simply making this one change.

So, my dear FFFF, again, I remind you of your promotion and urge you to act accordingly. Starting today, you are officially your biggest asset.


As usual, let’s get the conversation rolling in the comments! Tell me, What do you think your biggest asset is (besides yourself, of course)?

Let me know in the comments below!


Being broke is temporary. Being rich is a journey.


15 thoughts on “Why Your Biggest Asset Is Actually You

  1. Nice post. I totally agree with you. We are the greatest asset we own. It is important to keep growing and learning. We might never be as rich as Warren Buffett, but the wisdom is available for anyone who seeks it. His wisdom is based on his experiences. We can develop our own wisdom based on learning from our our experiences.

    Liked by 1 person

  2. I love this one so much…like i said, i’m literally writing about this currently. Was planning to include the warren Buffet quote and all LOL! amazing!

    Keep thinking this way and you are sure to hit your goals quickly. Like you say… Rich tomorrow! Cheers!

    Liked by 1 person

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